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Calculators / Finance / Single cash-flow present value
Single cash-flow present value calculator
Discount a single future payment to today’s value.
On this page
Present value10,000
Discount amount2,100
Calculator controls
How to calculate
Discount a single future payment to today’s value.
Present value = future/(1+rate/100)^years; Discount amount = future-future/(1+rate/100)^years
Worked example
Future cash flow: 12100; Annual discount rate (%): 10; Years until receipt: 2.
Present value: 10,000 ; Discount amount: 2,100 .
Assumptions and limits
No. It discounts one cash flow. A business valuation also needs multiple cash flows, risk assumptions and often a terminal value.
Results are rounded for display; calculations use unrounded values. Read our calculation methodology.
Understanding the result
Discounting expresses a future amount as its value today under your chosen rate and timing.
When this tool is useful
Discount a single future payment to today’s value.
Understanding your inputs
| Input | What to enter |
|---|---|
| Future cash flow | Enter a number of at least 0 and no more than 1000000000000. |
| Annual discount rate (%) | Enter a number of at least 0 and no more than 1000. |
| Years until receipt | Enter a number of at least 0 and no more than 100. |
Frequently asked questions
Does this value an entire business?
No. It discounts one cash flow. A business valuation also needs multiple cash flows, risk assumptions and often a terminal value.