Finance
Loan payment
Estimate monthly payments and total interest.
Finance calculators
65 calculators
Finance
Mortgage
Estimate principal and interest on your home loan.
Finance
Compound interest
See how savings and monthly contributions could grow.
Finance
Simple interest
Calculate interest without compounding.
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Savings goal
Work out the monthly saving needed to hit a target.
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Return on investment
Compare investment gain with the initial cost.
Finance
Compound annual growth rate
Calculate the compound annual growth rate between a positive starting and ending value.
Finance
Inflation estimate
Explore how an assumed inflation rate changes costs.
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Sales tax / VAT
Add a tax rate to a before-tax price.
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Savings rate
Measure how much of your net income you save.
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Emergency fund target
Set an emergency savings target based on your essential expenses.
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Real rate of return
Calculate inflation-adjusted investment return and the real purchasing-power growth factor.
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Rule of 72
Compare a quick doubling-time estimate with the compound formula.
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Single cash-flow present value
Discount a single future payment to today’s value.
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Dividend yield
Calculate the dividend yield for a stated annual payout and share price.
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Rental yield
Compare gross and operating rental yield on a property.
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Simple payback period
Estimate recovery time for a project with constant annual cash inflows.
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Credit card payoff
Estimate repayment time and interest with a fixed monthly payment and no new purchases.
Finance
Debt payoff comparison
Compare debt-avalanche and debt-snowball repayment for two balances.
Finance
Payment capacity
Estimate the loan principal supported by a fixed payment, rate and term.
Finance
Retirement savings
Project a retirement balance from current savings and regular monthly contributions.
Finance
Currency exchange
Convert an amount using an exchange rate you provide.
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Mortgage extra payment
Estimate how an extra monthly payment changes a fixed-rate mortgage payoff.
Finance
Income tax estimate
Estimate income tax using an effective tax rate supplied by the user.
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Salary take-home
Estimate take-home pay after user-supplied tax and deduction percentages.
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401(k) and workplace retirement
Project an employee retirement account including an employer match.
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House affordability
Estimate a home-price ceiling from income, debt ratio, rate and down? No—model the supported mortgage from an available monthly housing payment.
Finance
Rent affordability
Estimate a monthly rent guideline as a chosen share of gross income.
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Pension income
Estimate annual and monthly pension income from a balance and withdrawal rate.
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Social Security benefit planning
Combine an official monthly benefit estimate with other retirement income.
Finance
Annuity present value
Find the present value of equal end-of-period payments.
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Annuity payout
Estimate the level payment supported by a balance over a fixed number of periods.
Finance
Credit card interest
Estimate one month of credit-card interest and the balance after a payment.
Finance
Debt consolidation
Compare the monthly payment and total interest of a proposed consolidation loan.
Finance
Student loan
Estimate payments and interest for a fixed-rate student loan.
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College cost
Project education costs after inflation and subtract planned savings.
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Certificate of deposit
Estimate maturity value for a fixed deposit with periodic compounding.
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Bond current yield
Calculate current yield from annual coupon income and market price.
Finance
Mutual fund fee impact
Compare a projected investment balance before and after an annual expense ratio.
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Roth IRA growth
Project tax-free-account growth from regular annual contributions.
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Traditional IRA growth
Project a tax-deferred retirement account from annual contributions.
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Required minimum distribution
Divide a retirement balance by an official distribution-period factor.
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Cash back versus low interest
Compare an immediate cash rebate with a lower-rate loan offer.
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Average investment return
Calculate arithmetic and compound annual growth rates from a starting and ending value.
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Monthly budget
Build a flexible monthly budget with custom income and expense rows, live totals, savings rate, and an expense chart.
Finance
Rental property return
Estimate annual property cash flow and cash-on-cash return.
Finance
Loan APR estimate
Estimate an annualized rate when fees reduce the amount received.
Finance
Down payment
Calculate down payment and resulting loan amount from a purchase price and percentage.
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Rent versus buy
Compare simplified multi-year housing cash outflows for renting and buying.
Finance
Future value
Calculate the future value of a present amount at a constant compound rate.
Finance
Home equity
Estimate home equity and loan-to-value ratio.
Finance
HELOC interest-only payment
Estimate an interest-only payment on a home-equity line balance.
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Debt-to-income ratio
Compare recurring monthly debt payments with gross monthly income.
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Refinance savings
Compare remaining cost of an existing loan with a proposed refinance.
Finance
Marriage tax comparison
Compare two individual tax estimates with a combined-filing estimate using rates you provide.
Finance
Estate tax estimate
Estimate tax above a user-supplied exemption using a user-supplied effective rate.
Finance
Interest rate solver
Solve the approximate annual rate implied by a principal, fixed payment and term.
Finance
Internal rate of return
Estimate IRR for one initial investment and five annual cash flows.
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Net worth
Summarize assets, liabilities, and resulting net worth.
Finance
Financial independence number
Estimate an investment target from annual spending and a chosen withdrawal rate.
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Mortgage points break-even
Estimate the break-even period for upfront mortgage points.
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Biweekly mortgage payoff
Estimate payoff time when paying half the monthly mortgage payment every two weeks.
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Loan comparison
Compare payments and total interest for two fixed-rate loan offers.
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Portfolio rebalancing
Calculate the trade needed to move one asset toward a target portfolio weight.
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End of service benefits
Estimate employment end benefits using your salary, service dates, and editable contract assumptions.
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