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Calculators / Finance / Annuity present value
Annuity present value calculator
Find the present value of equal end-of-period payments.
On this page
Present value90,073.45
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How to calculate
Find the present value of equal end-of-period payments.
Present value = payment*(1-(1+rate/100)^(-periods))/(rate/100)
Worked example
Payment per period: 1000; Interest per period (%): 0.5; Number of payments: 120.
Present value: 90,073.45 .
Assumptions and limits
Assumes fixed end-of-period payments and a constant positive discount rate. An annuity due pays at the start of each period and has a different value.
Results are rounded for display; calculations use unrounded values. Read our calculation methodology.
Understanding the result
Find the present value of equal end-of-period payments. The displayed figures use the inputs and formula shown on this page.
When this tool is useful
Use the annuity present value to compare a scenario, check an estimate, or verify a manual calculation.
Understanding your inputs
| Input | What to enter |
|---|---|
| Payment per period | Enter a number of at least 0.000001 and no more than 1000000000000. |
| Interest per period (%) | Enter a number of at least 0.000001 and no more than 100. |
| Number of payments | Enter a number of at least 1 and no more than 1200. |
Frequently asked questions
What should I check before using the annuity present value result?
Assumes fixed end-of-period payments and a constant positive discount rate. An annuity due pays at the start of each period and has a different value.
Is this annuity present value result exact?
It is exact for the stated mathematical model and entered values. Real-world results can differ when rates, timing, fees, definitions or measurement conditions differ.