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Calculators / Finance / Down payment
Down payment calculator
Calculate down payment and resulting loan amount from a purchase price and percentage.
On this page
Down payment80,000
Estimated loan amount320,000
Cash needed upfront88,000
Calculator controls
How to calculate
Calculate down payment and resulting loan amount from a purchase price and percentage.
Down payment = price*percent/100; Estimated loan amount = price-price*percent/100; Cash needed upfront = price*percent/100+closing
Worked example
Purchase price: 400000; Down payment (%): 20; Upfront closing costs: 8000.
Down payment: 80,000 ; Estimated loan amount: 320,000 ; Cash needed upfront: 88,000 .
Assumptions and limits
Closing costs and minimum down-payment rules vary. Verify lender and local requirements.
Results are rounded for display; calculations use unrounded values. Read our calculation methodology.
Understanding the result
Calculate down payment and resulting loan amount from a purchase price and percentage. The displayed figures use the inputs and formula shown on this page.
When this tool is useful
Use the down payment to compare a scenario, check an estimate, or verify a manual calculation.
Understanding your inputs
| Input | What to enter |
|---|---|
| Purchase price | Enter a number of at least 0.000001 and no more than 1000000000000. |
| Down payment (%) | Enter a number of at least 0 and no more than 100. |
| Upfront closing costs | Enter a number of at least 0 and no more than 1000000000000. |
Frequently asked questions
What should I check before using the down payment result?
Closing costs and minimum down-payment rules vary. Verify lender and local requirements.
Is this down payment result exact?
It is exact for the stated mathematical model and entered values. Real-world results can differ when rates, timing, fees, definitions or measurement conditions differ.