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Calculators / Finance / Savings rate

Savings rate calculator

Measure how much of your net income you save.

On this page

Your result

Savings rate20%

Calculator controls

How to calculate

Measure how much of your net income you save.

Savings rate = saved/income*100

Worked example

Example inputs

Net income for period: 5000 · Amount saved for period: 1000

Example result

Savings rate: 20 %

Assumptions and limits

Use a consistent definition. If including contributions deducted before take-home pay, adjust the income basis accordingly and state that convention.

Results are rounded for display; calculations use unrounded values. Read our calculation methodology.

Understanding the result

This expresses savings as a share of net income using the amounts you entered for the same period.

When this tool is useful

Measure how much of your net income you save.

Understanding your inputs

InputWhat to enter
Net income for periodEnter a number of at least 0.01 and no more than 1000000000000.
Amount saved for periodEnter a number of at least 0 and no more than 1000000000000.

Frequently asked questions

Should pension contributions be included?

Use a consistent definition. If including contributions deducted before take-home pay, adjust the income basis accordingly and state that convention.