Finance
Roth IRA growth
Project tax-free-account growth from regular annual contributions.
Calculators / Finance / Traditional IRA growth
Traditional IRA growth calculator
Project a tax-deferred retirement account from annual contributions.
On this page
Projected pre-tax balance426,970.29
Total contributed185,000
Calculator controls
How to calculate
Project a tax-deferred retirement account from annual contributions.
Projected pre-tax balance = current*(1+return/100)^years+annual*((1+return/100)^years-1)/(return/100); Total contributed = current+annual*years
Worked example
Current balance: 10000; Annual contribution: 7000; Annual return (%): 6; Years: 25.
Projected pre-tax balance: 426,970.29 ; Total contributed: 185,000 .
Assumptions and limits
This does not determine contribution deductibility, eligibility, required distributions or tax due. Verify current rules.
Results are rounded for display; calculations use unrounded values. Read our calculation methodology.
Understanding the result
Project a tax-deferred retirement account from annual contributions. The displayed figures use the inputs and formula shown on this page.
When this tool is useful
Use the traditional ira growth to compare a scenario, check an estimate, or verify a manual calculation.
Understanding your inputs
| Input | What to enter |
|---|---|
| Current balance | Enter a number of at least 0 and no more than 1000000000000. |
| Annual contribution | Enter a number of at least 0 and no more than 1000000000000. |
| Annual return (%) | Enter a number of at least 0.000001 and no more than 100. |
| Years | Enter a number of at least 0.01 and no more than 100. |
Frequently asked questions
What should I check before using the traditional ira growth result?
This does not determine contribution deductibility, eligibility, required distributions or tax due. Verify current rules.
Is this traditional ira growth result exact?
It is exact for the stated mathematical model and entered values. Real-world results can differ when rates, timing, fees, definitions or measurement conditions differ.